Post Oak Funding
Focus on Growth, But Never Forget Your Roots.

Small Business Line Of Credit Interest Rates

Line of Credit

Working Capital LOC 


Are you looking for more flexibility and control over the cost of your small business loan? Need cash for a few days or weeks but not months? Not entirely sure exactly how much you need, or exactly when you need it?  Post Oak Funding’s Business Line Of Credit might be just the solution you’ve been looking for!

Here’s how our business line of credit works – it’s really simple:

We’ll approve you for the maximum loan for which your business qualifies. Take as much of that as you can actively use now - and know that the additional funding is there if and when you need it at the lowest interest rates..

You also have the ability to pay in excess funds to reduce your balance, or request an additional draw if you need the extra funding – as you need.

Once again, you will only pay fees on the money you have actually accessed.

This allows you the freedom to manage your funding as you wish – and this flexibility means that you can react to changes in your business circumstances as they occur.  You’ll have the comfort of knowing that Post Oak Funding is always available to provide you with what you need, when you need it. 

Here’s an example of how you can use your line of credit once you’re approved:

You receive an approval for a $100,000 line of credit for your business. You decide to access $75,000 today. You only pay fees on the amount that you’ve accessed, not the amount you’re approved for!

Now let’s say you pay the balance down to $50,000 and then decide to access another $25,000-$50,000 a couple of months later. No problem. That’s how your line of credit is meant to be used.

Here’s another fairly common example of when this type of loan would be a great fit.

You have receivables that are due shortly. But you have bills, suppliers and employees to pay and you can’t take the chance that your receivables will be there soon enough to meet those obligations. You borrow $50,000 as a bridge to get you through. Your receivables come in 5 days later. You pay off your loan with no penalty. In fact, there is a discount for early repayment.

Contact one of our friendly and knowledgeable financing experts to find out how we can help your business today.